Zakat Calculator — Saudi Arabia
Calculate your 2.5% Zakat in SAR on cash, gold, silver and investments, with the nisab set from live metal prices. No signup, no tracking.
What is Zakat and the nisab?
Zakat is a 2.5% annual due on qualifying wealth held for a full lunar year (hawl), once your net wealth exceeds the nisab — the value of 87.48g of gold or 612.36g of silver. The calculator sets the nisab in SAR from live gold and silver prices; many scholars suggest the lower silver nisab so more wealth reaches those in need.
What wealth is zakatable?
- Add: cash and bank balances, gold and silver, shares and investments, receivables you expect back, and business stock.
- Subtract: immediate debts you owe.
- Excluded: your own home, personal car, and tools of your trade.
Worked example
If your net zakatable wealth (above nisab, held one lunar year) is ر.س1,000,000:
- Zakat due (2.5%): ر.س25,000
Scale to your own wealth — zakat is simply 2.5% of the net total above nisab.
Frequently Asked Questions
How much is Zakat in Saudi Arabia?
Zakat is 2.5% of your net zakatable wealth — cash, gold, silver, shares and business assets, minus immediate debts — once it exceeds the nisab and has been held for one lunar year.
What is the nisab in SAR?
Nisab equals the value of 87.48g of gold or 612.36g of silver, which changes daily with metal prices. The calculator sets it in SAR from live prices; the silver nisab is lower.
Is Zakat due on shares and investments?
Yes — the current market value of shares and funds held as investments is included. Add them to your cash and gold, then subtract immediate debts.
When should I pay Zakat?
After a full lunar year passes on wealth above the nisab. Many people pick a fixed annual date, often in Ramadan, and pay every year on that date.